RICH DENTIST, POOR DENTIST
A Dentist's Guide To A Debt-Free Lifestyle
Rich Clouse, CLU, ChFC
(614) 895-0123
ARE YOU LOSING TENS OF THOUSANDS OF DOLLARS EVERY YEAR?
REDUCE DENTAL DEBT, INCREASE PERSONAL
TAX-FREE WEALTH.
Having an effective debt management plan can be the difference between being successful and constantly "catching up." Your retirement may suffer without an efficient plan for major dental practice purchases. You could be leaving a significant amount of money over the course of your dental career to banks and other financial institutions. Wouldn't you rather keep that for yourself?
THE FINANCIAL STRATEGY YOUR DENTAL PRACTICE NEEDS
Rich Dentist, Poor Dentist, will help you understand just how much wealth you are losing by making payments on your student, practice, equipment, and real estate loans. These payments are losses, as they will never offer any sort of return. Not only do you lose the payments themselves, but think of all the interest you could have earned on those payments!
IF THERE WAS A BETTER AND MORE EFFICIENT WAY TO PAY OFF YOUR DEBTS, WHEN WOULD YOU WANT TO KNOW?
Capitalization provides you with money you control and can use. Capitalize by putting LUC (liquidity, use, and control) of your money on your side! Don't wait another day to get started.
DO YOU HAVE MORE WAYS TO PAY FOR YOUR MAJOR PURCHASES, OTHER THAN BORROWING OR PAYING CASH?
Have banks and equipment companies made too much money off of you? From student, equipment, real estate, practice, car, and all sorts of loans, it is likely that you’ve lined their pockets nicely while emptying your own. With these proven capitalization strategies, you can keep the money you earn instead of giving it to the banks.
WOULDN’T YOU LOVE TO BE ABLE TO INVEST BACK INTO YOUR BUSINESS AND/ OR YOUR RETIREMENT?
My dental clients have paid debts off sooner, saved interest, purchased more equipment, bought their own buildings for their dental practices, and still had money left over as tax-free income. You can have the same success by using capitalization strategies.
TESTIMONIALS
What people are saying about working With Rich and his "Rich Dentist, Poor Dentist" strategies
"My cap plan allowed me to start my new practice without borrowing the entire amount from the bank. The cash position gave me and the bank a comfortable cash reserve to fall back on if needed."
Matt P., DDS
"My practice would not have grown as quickly without Rich’s financial strategies. In addition, I have been able to increase my real estate holdings."
Scott N., DDS
"If you want an 'outside the box' way to handle current, and future, major purchases this is the book for you. We all know what we know and this is a strategy you need to know."
Sindi Zilwa
Author of The Ace Model
The testimonials presented are applicable to the individuals depicted and may not be representative of the experience of others. The testimonials are not paid and are not indicative of future performance or success
ONE OF THE MOST IMPORTANT BOOKS YOU'LL READ THIS YEAR
Rich Dentist, Poor Dentist will help you understand just how much wealth you are losing by making payments on your student, practice, equipment, and real estate loans. These payments are losses, as they will never offer any sort of return. Not only do you lose the payments themselves, but think of all the interest you could have earned on those payments!
ARE YOU PAYING YOURSELF OR SOMEONE ELSE TO BORROW MONEY?
Debt doesn't have to be a four letter word. The comparison between borrowing from the bank or the equipment company, paying cash, or having your own capital account will surprise you. Would you prefer to send all your payments to the banks or make those same payments to accounts you control?
PERSONALIZED ATTENTION
We specialize in helping our Dentists become more efficient in their practice purchases including today’s debt and future purchases. We work closely with each client, step by step, to make sure the process is simple and automatic. We make the process, including all the paperwork, easier than people expect!
UPCOMING EVENTS
Attend One Of Rich's Presentations Near You
October
Early October
Louisville, KY
National Study Group Meeting
November 13th @ 6:30p EST
Meet The Author Webinar
This FREE 30 minute webinar is one of the many ways that Rich connects with Dentists from all over the country!
Late November
Delta Sigma Dental Fraternity
A Dinner & Learn event at The OSU where Rich is speaking.
November
Mid December
Meet The Author Webinar
This FREE 30 minute webinar is one of the many ways that Rich connects with Dentists from all over the country!
December 12th
Year End Strategy
Each year Rich takes time to attend a year end tax strategy planning seminar to stay up to date on current tax rates and changes.
December
January 3-5, 2019
Continuing Education Seminar
Rich keeps up to date with the latest strategies both traditional and non-traditional. He applies these concepts to help our clients diversify their financial plans.
Mid January
Meet the Author Webinar
Rich connects with readers from all across the US to answer questions and provide additional information on how they can succeed at the business of Dentistry!
ABOUT THE AUTHOR
Richard C. Clouse began his career in insurance services of both Life and Property Casualty in 1972. His area of insurance services expertise has expanded to include Debt and Liability Planning, Retirement Services and macro-economic overall planning.
His main focus is Debt & Liability planning for Dentists located throughout the United States. He helps them use efficiency to control and eliminate both business and personal debts as quickly as possible.
Rich integrates the planning process with the areas of insurance, investments and retirement planning. Rich is a Certified Life Underwriter and a Chartered Financial Consultant.
CONTACT RICH
Got questions? Contact me today and see what I can do for you.
